Medicare is a type of health insurance run by the government. Specific Medicare programs help pay for certain types of medical care. Like any insurance program, there are detailed rules about who can participate in Medicare and what services are covered.
If you're new to Medicare, you might wonder:
- Do I qualify? You might qualify for Medicare based on your age or disability. For example, you qualify for Medicare if you've received Social Security Disability Insurance or Disabled Adult Child benefits for at least two years. You also qualify for Medicare if you're age 65 or older and have paid Medicare taxes for at least 10 years.
- Will Medicare cover all of my medical expenses? As a general rule, Medicare will pay only for care that's considered reasonable and necessary. You'll pay a deductible, copayment or coinsurance for certain services.
- What is Medicare Part D? Medicare Part D is Medicare's prescription drug program. You can choose from various Part D plans. Depending on your income, you might get help paying for your Part D expenses through the Low Income Subsidy.
Medicare: The basics | Disability Benefits 101
Medicare: Frequently asked questions | Disability Benefits 101
7 things to consider when choosing Medicare coverage | Medicare.gov
How the Hub can help
The Hub team can help you:
- Understand Medicare options and how Medicare works with Medical Assistance
- Choose the best Medicare coverage
- Apply for Medicare
- Find health care providers who accept Medicare
- Understand work incentives related to Medicare