Other health care programs
Most Americans get health insurance through an employer or a family member's employer. This is called employer-sponsored group health coverage. If you don't have access to employer-sponsored coverage and you're not eligible for Medical Assistance (MA) or Medicare, you might benefit from a program such as MinnesotaCare or MNsure.
If you're considering any of these programs, you might wonder:
- Is employer-sponsored coverage right for me? Although the right answer depends on your specific needs, employer-sponsored coverage is often the best choice. You might get employer-sponsored coverage with other programs, such as MA.
- What about MinnesotaCare? MinnesotaCare is a health insurance program for people with low to middle incomes who don't have access to Medicare, Medical Assistance or employer-sponsored coverage. Monthly premiums are based on your income.
- What do I need to know about MNsure? MNsure is a single marketplace where you can compare and buy individual health insurance plans — and the only place where you can get help from the government to pay for private insurance (if you qualify).
Employer-sponsored health coverage: The basics | Disability Benefits 101
MinnesotaCare: The basics | Disability Benefits 101
Buying health coverage on MNsure: The basics | Disability Benefits 101
How the Hub can help
The Hub team can help you:
- Understand employer-sponsored coverage, MinnesotaCare and MNsure
- Choose the best coverage
- Apply for MinnesotaCare or buy coverage through MNsure
- Find health care providers who accept your plan