WEBVTT

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SSI and youth who work a Griffin Hammis
production tailored for Minnesota.

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There are lots of exciting changes that
happened during and after high school,

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including entering the world of work.

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During this transition.

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It's great to explore the type of work
that fits you best.

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To do that,
you might get a job after school or on

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weekends.

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I would love to get an after school job.

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That's fantastic.

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Hold on, I get SSI,
can I still work if I get SFI?

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Absolutely.

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There are special SSI rules that support
working.

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In fact,
there's one just for students under the

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age of 22.

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Really.

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I'm only 17 so I'd love to hear more
about it.

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It's called the Student Earned Income
exclusion, or SEIE for short.

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With this rule,
it's possible to work and still receive

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your full SSI benefit.

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Seriously.

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Yeah, seriously.

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Let's say you get $994.00 of SSI.

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Then you get a job making $900 a month
with SE i.e.

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You'd still get $994.00 of SSI.

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Plus you'd have $900 from your job.

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That's $1894.00 a month,
double what you have now.

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Holy cow, that's great.

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You're absolutely right with the student
earned income exclusion,

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you'd be earning more money and you'd
also get some work experience.

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Wait a second,
can I earn any amount I want with the

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SEIE?

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There are limits,
but you're going to be amazed at how high

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they are.

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With the SEIE,
you can earn up to $9730 a year and still

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get your full SSI benefit.

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Isn't that incredible?

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Yeah, that's awesome.

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Your monthly earnings also have to be
below $2410 to keep getting the full SSI.

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Those are the 2026 limits,
but they usually go up a little each

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January.

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That's great,
but what happens if I earn more than that?

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I've got great news about that, too.

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In that case,
the regular SSI income deductions kick in.

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Let me explain.

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Let's say you get $994.
00 of SSI and then you get a job making

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$900.

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After the SEIE is used up,
Social Security won't count the 1st $85

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of your earnings and then they only count
half of the rest.

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So instead of getting $994.00 of SSI,
you'd get $586 plus.

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Add that to your $900.00 of wages,
it means a total of $1486.

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So you can see earning more money means
having more money.

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This is amazing.

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Can anyone use the SEIE?

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Not everyone can use the student earned
income exclusion.

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To qualify for the SEIE,
you must be under 22 years old and

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regularly attending school.

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Well I'm definitely under 22,
but I'm not sure what regularly attending

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school means.

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You have to be taking one or more classes
and attending school for at least 8 hours

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a week if you're in college,
12 hours a week if you're in grades seven

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through 12,
or at least 12 hours a week if you're in

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a training program,
or 15 if the program has a shot class.

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Got it.

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I also get medical assistance,
can I keep that if I work?

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Of course,
if you still get SSI when you work,

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that means your income is low enough to
keep medical assistance.

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And if your SSI drops to 0 because of
your job,

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there are two work incentives that allow
you to keep medical assistance.

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Wow that's great thank you.

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I see what you mean.

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It really does pay to work.

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You can learn even more on mn.db1o1.org.

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Go to the Programs tab,
select Supplemental Security Income,

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and then select the SSI and Work article.

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You can also use the School and Work
Estimator to see how you can be better

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off of the job.

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Or you can get answers to your SSI
questions by starting a chat.

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To do that,
click the chat link at the top or bottom

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of each page.

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And if you'd like to talk to someone
about your SSI questions,

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call the Disability Hub MN at 1866
333-2466.

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To see more videos like this one,
go to MNDB 101 org.

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Knowledge is power.

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Take time to learn more about I and work.