“I want to live life like everybody else. I've got a job and I've rented an apartment. I'm figuring out what living the American dream really is.”
– A Hub user
Knowing that you have a stable housing situation takes away pressure and stress — and allows you to focus on other areas of your life, such as your health, work and spending time doing fun things in the community.
To see strategies that may help you stay in your current place, check out keeping your housing from Housing Benefits 101. For helpful resources that can help you stay in your home, check out the information below.
It's important that your housing meets your needs, so you're safe and can live where you want. Sometimes this means adapting your home to meet your needs. If you rent, you'll need approval from the owner or landlord to make modifications to your home. If you own, you can check into programs to help you pay for modifications.
For example, Minnesota Housing offers:
Fix Up Loan Program. This program helps homeowners make repairs, remodel and make energy saving improvements.
Disaster Recovery Loan Program. This loan is a last resort if your home is damaged due to a flood, tornado or other disaster and private insurance and federal help aren't enough to repair the damage.
If you're on a disability waiver, you may be eligible for a home modification service called environmental accessibility adaptations. Contact your case manager to learn more.
If you need help paying your rent or utilities, check out this chart on ways to pay for rent or housing (PDF). You'll get a list of programs and the basics on who qualifies and how to apply.
If you own your home and struggle to pay your mortgage, you may be at risk of foreclosure. Check Minnesota Housing for information on foreclosure prevention — including how to get free help from a foreclosure counselor.
Maintaining your home is important for your health and safety, and sometimes you might need help.
Consider hiring someone to clean your home or do outside maintenance, such as mowing the lawn or removing snow. Ask family, friends and neighbors for recommendations.
If you're on a disability waiver, you might qualify for chore services. Ask your case manager for details.
You can also check into independent chore assistance providers throughout the state. Contact us for help finding these resources.
Having what you need to care for your home, furnish your home and feel comfortable in your home is an important part of loving where you live. Contact us for help finding independent providers throughout the state.
You might also search for online garage sale sites or try any of these resources:
