If you work, you might qualify for Medical Assistance for Employed Persons with Disabilities, or MA-EPD.
MA-EPD is a work incentive health care program that provides Medical Assistance, or MA, coverage to employed people with certified disabilities. With MA-EPD, you get the same services as standard MA — but you can have a higher income without losing your coverage.
If you're enrolled in MA-EPD, you must report any change to your earnings to your worker within 10 days of the change. You can earn any amount of money and keep MA-EPD. Your premium may go up if you earn more — but in many cases the more money you earn, the better off financially you'll be!
Often, people find that MA-EPD is an affordable option. Sometimes, though, it may be cheaper to get health coverage other ways. Options might include:
Not necessarily. If you lose your job or make less money, report the change to your local county or tribal agency. There are options for you to keep your coverage while you look for another job or figure out how to make more money.
You can also submit an application for MA-EPD Good Cause if an event out of your control affects your ability to pay your MA-EPD premium.
When you turn 65:
You can get MA-EPD after you turn 65 as long as you were certified disabled by either the Social Security Administration (SSA) or the State Medical Review Team (SMRT) before you turned 65 and you meet all the other eligibility requirements.
If you stop working after you turn 65, your eligibility for Medical Assistance will be redetermined. If you were enrolled in MA-EPD for the 24 months before you turned 65, the same income and asset guidelines will apply. This means that some assets (like retirement accounts) will be disregarded.