If you're not comfortable managing your money, there are tools and people who can help.
Check out online resources such as:
If you're getting Social Security Disability or Supplemental Security Income (SSI) benefits, the Social Security Administration may select someone to receive your benefits and pay your bills. This person — known as your representative payee — should be someone who sees you often and knows you and your needs.
You can tell a Social Security representative who you would like to be your payee and they will consider your request. If you would like to replace your payee or think you don't need a payee, you can contact Social Security to request an appeal.
For details, check out these frequently asked questions about representative payees from the Social Security Administration.